Business Checking
Relationship banking, personalized service, competitive rates, and financial solutions that address the needs of your business:
What more could you ask for?
Business Checking Accounts
| Accounts & Features | Basic Business Checking | Business Checking Plus | Business Analysis Checking |
| Minimum Balance to Open |
$25.00 |
$25.00 |
$25.00 |
| Free Transaction Items |
First 750 items free |
First 750 items free |
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| Monthly Service Charge |
No |
No, if monthly average ledger balance is maintained* |
Yes, $15 |
| Free Cash Handling |
First $10,000 processed per month free |
First $40,000 processed per month free |
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| Discounted Checks |
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| Free ATM/Debit Card with monthly rebated fees from non-CAB ATMs |
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| Free Telephone Banking, Online Banking, Bill Pay Service and eStatements |
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*No monthly service charge when you maintain an average monthly ledger balance of $1500. If you fall below that amount, a $15 service charge will apply to that statement cycle.
Basic Business Checking
Unlimited check writing for businesses with no monthly service charges, designed for businesses that process 750 items or less per month.
- No minimum balance
- No monthly service charges
- First 750 items processed free per month
- Free cash handling for first $10,000 cash processed per month
- Free Online Banking, Bill Pay, Telephone Banking, and E-Statements
- Free Business Debit/ATM Card; non-CAB fees rebated monthly up to $10
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Business Checking Plus
Designed for businesses with higher volumes and transactions.
- First order of checks free (up to $75), and orders discounted going forward
- First 750 items processed free per month
- Free cash handling for first $40,000 cash processed per month
- Free Online Banking, Bill Pay, Telephone Banking, and E-Statements
- Free Business Debit Card, non-CAB fees rebated monthly up to $15
- Business CD and Money Market rate advantages
- No monthly service charge when you maintain an average ledger balance of $1500.00. (If balance falls below that amount, a $15.00 service charge will apply for that statement cycle).
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Business Analysis Checking
Monthly service charges are offset with an “earnings credit” that is calculated on your monthly balances. There is a low monthly fee ($15.00), then pay-per-item usage fees for the activity levels and services that your business actually uses. You then reduce (or offset) those fees with the “earnings credit” applied to your account that is based on your monthly average balance.
- Monthly service charge: $15.00
- Per check paid or debit: $.20
- Per deposit or credit: $.20
- Per item deposited $.15
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